Jeevan Pramukh
Is the best option avaiable for software engineers who go for onsite for a short term of 3 - 5 years, will explain you why Jeevan Pramukh is best option.
1. Premium paying term is less - when software engineers go for onsite they save considerable amount, which cannot be saved when they are working offsite. In this plan maximum premium paying term is 3-5 years. Depends upon there project they can pay full premium in 3, 4 or 5 years.
2. Risk coverage for longer period - Risk will be covered for a longer period of 25 years, this is also customisable they can choose 5, 10, 15, 20 or 25 years depends upon there age and family back ground.
3. Low premium high maturity amount - will explain you the same with a example
Eg.
Shofinbu a software engineer aged 30 years sent onsite for a period of 5 years. Planning to get retired at his age of 55 years, during his stay in abroad he can pay a premium of 2.90 lacs yearly for 5 years. He diversified his portfolio such way that this amount of 2.90 lacs goes towards instrument without any risk.
In this case my recommedation is he can go for LICs jeevan Pramukh, but why?
1. Shofinbu will be paying a premium of Rs.2,91,182 yearly for 5 years
2. Risk coverage starts from 26 lacs will be increased to 55 lacs over a period to time
3. For 5 years he will paying a premium of Rs. 14,55,910
4. Shofnbu at his age 55 will receive Rs. 55,25,000 as matuirty amount (based on the last bouns declared by lic)
5. Shofinbu is also entitled to get a loan after 3 years.
for more details shofinbu@gmail.com
Is the best option avaiable for software engineers who go for onsite for a short term of 3 - 5 years, will explain you why Jeevan Pramukh is best option.
1. Premium paying term is less - when software engineers go for onsite they save considerable amount, which cannot be saved when they are working offsite. In this plan maximum premium paying term is 3-5 years. Depends upon there project they can pay full premium in 3, 4 or 5 years.
2. Risk coverage for longer period - Risk will be covered for a longer period of 25 years, this is also customisable they can choose 5, 10, 15, 20 or 25 years depends upon there age and family back ground.
3. Low premium high maturity amount - will explain you the same with a example
Eg.
Shofinbu a software engineer aged 30 years sent onsite for a period of 5 years. Planning to get retired at his age of 55 years, during his stay in abroad he can pay a premium of 2.90 lacs yearly for 5 years. He diversified his portfolio such way that this amount of 2.90 lacs goes towards instrument without any risk.
In this case my recommedation is he can go for LICs jeevan Pramukh, but why?
1. Shofinbu will be paying a premium of Rs.2,91,182 yearly for 5 years
2. Risk coverage starts from 26 lacs will be increased to 55 lacs over a period to time
3. For 5 years he will paying a premium of Rs. 14,55,910
4. Shofnbu at his age 55 will receive Rs. 55,25,000 as matuirty amount (based on the last bouns declared by lic)
5. Shofinbu is also entitled to get a loan after 3 years.
for more details shofinbu@gmail.com
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